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There's a group of Professionals offering to do just that, or there's no fee! 100% Guaranteed!

Let's look at what they offer: HOME RETENTION, MORTGAGE BALANCE REDUCTION OF AT LEAST 10%, FINANCIAL COUNSELING, DEBT SETTLEMENT (incl lines of credit, auto loans and credit cards too), RESTORATION OF YOUR CREDIT, CAREER OPTIMIZATION, FINANCIAL COACHING AND BUILDING WEALTH FOR YOUR RETIREMENT!

That's a lot! OK, so what's the deal right? Here's their story; a group of business and legal professionals joined a non profit group to bring the financial, legal and humanitarian services under one roof and offer the public a much needed service in these troubling times.

The company reviews your case, then presents it's finding and strategy to you in approximately 30 days so you can decide if the service they are offering is a good value and so they can determine whether your case is one where they can expect to get you the promised results, and since they offer a 100% money back guarantee if they don't reduce your mortgage debt by a minimum of 10%, they won't take on clients they can't help under that Guarantee.

Here's an example: Mr. Smith owes $500,000 on his home, but the current market value of his home is only $395,000, after our group has reviewed his mortgage and current financial position, they offer to take Mr. Smiths case for a one time small fee and guarantee they'll reduce his mortgage balance by a full 10% (at least $50,000), NO OTHER FEES or additional money from Mr. Smith required.

So now, the one time fee is LESS THAN 10% of the current market value of Mr. Smith's home, and the fee never goes higher no matter what you can afford or what your worth, and that being the case, Mr. Smith will be reducing what he owe's to the bank by at least $50,000.00 and for a fixed fee of LESS THAN $5,000.00? NO...LESS THAN $4,000.00!!!

This groups interest isn't just their amazing legal and financial ability to do what was just revealed, included in that same fee this group wants to heal you financially and get you back on the road to securing your financial future. They also provide credit restoration for damage done to your credit file and they'll negotiate other debts you may have for lower balances and lesser interests rates, they even help with optimizing your career path including locating education funds to further your career.

IF YOU WANT TO STAY IN YOUR HOME, REDUCE YOUR MORTGAGE BALANCE, LOWER YOUR PAYMENTS, DUMP YOUR STRESS AND START LIVING AGAIN, call or email me right now for more details, for those of you closer to a trustee sale, the one piece of advice I will pass on is; stay in your home as long as you can. This is the saving grace that has tipped the scales in the long run! TIME IS CRUCIAL AND YOU MAY NOT GET IT BACK. As always, your good friend in real estate...Joyce. Cell 408-497-1303 or email joyceismyrealtor@earthlink.net.