Don't forget to factor in closing costs when considering a home sale or purchase. Joyce Norris, Realtor DRE 01708526 is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 408-497-1303 if your needs include a real estate pro ready for the business side of buying and selling.

What closing costs should you expect?

There are certain expected expenses related to closing the sale of a house. These fees are commonly split between the buyer and seller, as dictated in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in California to help show you through your process.

Loan-related closing costs    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually paid    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your deal, I'll not only work to get the highest sales price, but I'll also push for lower closing costs. And once we've come to an agreement, I'll describe in detail the closing costs so you are informed of exactly where your money is going.

Buyers: When purchasing a home in Santa Clara County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a reasonable range so you're not astonished when you come to closing time. I'll be willing to look over the GFE with you, answering your questions and highlighting any estimates of concern.

Exit Realty 25 W. 1st Street Morgan Hill, CA 95037
Cell:

Getting the Highest Price | Free Home Valuation | Find A Home! | Closing Costs | Download Adobe Acrobat | News | Home | Neighborhood Prices | Creative Financing | Search Area Homes | 9 Steps to Owning | Rent vs Buy Calc | Mortgage Calculators | Your Dream Home | 9 Steps to Ownership | A holiday sale?

Copyright © 2012 Exit Realty
Portions Copyright © 2012 a la mode, inc.
Another XSite by a la mode, inc. | Admin LoginTerms of UseSite Map
All rate, payment, and area information are estimates and approximations only.



 
State:
County:
City:
Zip: